Investment Policies

Up to 80% of the assets of UK Financial Services Products Fund Sicav Plc– U.F.S.P. Fund Sicav Plc are invested in NEW single premium ‘with profit’ insurance policies issued by British Insurance Companies having a minimum S&P and/or Moody’s rating of “A+”. The Fund will invest mainly in Endowment Policies

By investing up to 80% of the net asset value of the Fund in these New Insurance Policies, the rationale of the Fund is to give investors in the Fund an indirect exposure to a broad spread of investments which can include equities, property and also fixed income products and time deposits. As a result investors in the Fund will be indirectly participating in the performance of the ‘with profit’ fund and accordingly will also be partaking pro-rata to any bonus declared by the insurance company, whilst at the same time building in a ‘Sum Assured’ element and thereby protecting the sum assured and, where relevant, the guaranteed minimum yield and possibly also any declared bonuses.

About 20 % of the assets of the Fund can be invested in capital guaranteed financial products issued by highly recognized international banks rated A+ or above that provide capital guarantees, and sometimes also guaranteed minimum returns payable on maturity or periodically, that are linked to the performance of a specifically referenced benchmark, such as a specific Hedge Fund or similar product and/or an internationally recognized Index, and/or in listed securities (bonds and equities) and units of other funds).

By investing up to 20% of the net asset value of the Fund in such capital guaranteed financial products, and/or listed securities (bonds and equities) and units of other funds, the rationale of the Fund is to give investors exposure to a wide variety of diversely structured capital guaranteed investments that are linked to specific benchmarks, themselves set by portfolios with a well diversified asset base, thereby giving the investors the opportunity of participating in a higher performance then that offered by investments with lower exposure to market fluctuations, while at the same time providing capital guarantees and possibly even guaranteed minimum returns.

"AUTHORISED INVESTOR RESTRICTION
Investment in this Fund is restricted to Authorised Investors, as defined in the Offering Memorandum. The Offering Memorandum can be accessed on this site under the menu bar 'Documents'."